diff --git a/service/src/main/java/cn/bunny/services/controller/financial/SavingGoalController.java b/service/src/main/java/cn/bunny/services/controller/financial/SavingGoalController.java
index 5454503..66750a1 100644
--- a/service/src/main/java/cn/bunny/services/controller/financial/SavingGoalController.java
+++ b/service/src/main/java/cn/bunny/services/controller/financial/SavingGoalController.java
@@ -3,6 +3,7 @@ package cn.bunny.services.controller.financial;
 import cn.bunny.dao.dto.financial.savingGoal.SavingGoalDto;
 import cn.bunny.dao.dto.financial.savingGoal.admin.SavingGoalAddDto;
 import cn.bunny.dao.dto.financial.savingGoal.admin.SavingGoalUpdateDto;
+import cn.bunny.dao.dto.financial.savingGoal.user.SavingGoalAddUserDto;
 import cn.bunny.dao.entity.financial.SavingGoal;
 import cn.bunny.dao.pojo.result.PageResult;
 import cn.bunny.dao.pojo.result.Result;
@@ -49,24 +50,58 @@ public class SavingGoalController {
         return Mono.just(Result.success(pageResult));
     }
 
-    @Operation(summary = "添加用户储值", description = "添加用户储值")
+    @Operation(summary = "用户分页查询用户储值", description = "用户分页查询用户储值")
+    @GetMapping("noManage/getUserSavingGoalList/{page}/{limit}")
+    public Mono<Result<PageResult<SavingGoalVo>>> getUserSavingGoalList(
+            @Parameter(name = "page", description = "当前页", required = true)
+            @PathVariable("page") Integer page,
+            @Parameter(name = "limit", description = "每页记录数", required = true)
+            @PathVariable("limit") Integer limit,
+            SavingGoalDto dto) {
+        Page<SavingGoal> pageParams = new Page<>(page, limit);
+        PageResult<SavingGoalVo> pageResult = savingGoalService.getUserSavingGoalList(pageParams, dto);
+        return Mono.just(Result.success(pageResult));
+    }
+
+    @Operation(summary = "添加储值", description = "添加储值")
     @PostMapping("addSavingGoal")
     public Mono<Result<String>> addSavingGoal(@Valid @RequestBody SavingGoalAddDto dto) {
         savingGoalService.addSavingGoal(dto);
         return Mono.just(Result.success(ResultCodeEnum.ADD_SUCCESS));
     }
 
-    @Operation(summary = "更新用户储值", description = "更新用户储值")
+    @Operation(summary = "用户添加储值", description = "用户添加储值")
+    @PostMapping("noManage/adduserSavingGoal")
+    public Mono<Result<String>> adduserSavingGoal(@Valid @RequestBody SavingGoalAddUserDto dto) {
+        savingGoalService.adduserSavingGoal(dto);
+        return Mono.just(Result.success(ResultCodeEnum.ADD_SUCCESS));
+    }
+
+    @Operation(summary = "更新储值", description = "更新储值")
     @PutMapping("updateSavingGoal")
     public Mono<Result<String>> updateSavingGoal(@Valid @RequestBody SavingGoalUpdateDto dto) {
         savingGoalService.updateSavingGoal(dto);
         return Mono.just(Result.success(ResultCodeEnum.UPDATE_SUCCESS));
     }
 
-    @Operation(summary = "删除用户储值", description = "删除用户储值")
+    @Operation(summary = "用户更新储值", description = "用户更新储值")
+    @PutMapping("noManage/updateUserSavingGoal")
+    public Mono<Result<String>> updateUserSavingGoal(@Valid @RequestBody SavingGoalUpdateDto dto) {
+        savingGoalService.updateUserSavingGoal(dto);
+        return Mono.just(Result.success(ResultCodeEnum.UPDATE_SUCCESS));
+    }
+
+    @Operation(summary = "删除储值", description = "删除储值")
     @DeleteMapping("deleteSavingGoal")
     public Mono<Result<String>> deleteSavingGoal(@RequestBody List<Long> ids) {
         savingGoalService.deleteSavingGoal(ids);
         return Mono.just(Result.success(ResultCodeEnum.DELETE_SUCCESS));
     }
+
+    @Operation(summary = "用户删除储值", description = "用户删除储值")
+    @DeleteMapping("noManage/deleteUserSavingGoal")
+    public Mono<Result<String>> deleteUserSavingGoal(@RequestBody List<Long> ids) {
+        savingGoalService.deleteUserSavingGoal(ids);
+        return Mono.just(Result.success(ResultCodeEnum.DELETE_SUCCESS));
+    }
 }
diff --git a/service/src/main/java/cn/bunny/services/service/financial/SavingGoalService.java b/service/src/main/java/cn/bunny/services/service/financial/SavingGoalService.java
index fde84b4..f0cd2d4 100644
--- a/service/src/main/java/cn/bunny/services/service/financial/SavingGoalService.java
+++ b/service/src/main/java/cn/bunny/services/service/financial/SavingGoalService.java
@@ -3,6 +3,7 @@ package cn.bunny.services.service.financial;
 import cn.bunny.dao.dto.financial.savingGoal.SavingGoalDto;
 import cn.bunny.dao.dto.financial.savingGoal.admin.SavingGoalAddDto;
 import cn.bunny.dao.dto.financial.savingGoal.admin.SavingGoalUpdateDto;
+import cn.bunny.dao.dto.financial.savingGoal.user.SavingGoalAddUserDto;
 import cn.bunny.dao.entity.financial.SavingGoal;
 import cn.bunny.dao.pojo.result.PageResult;
 import cn.bunny.dao.vo.financial.admin.SavingGoalVo;
@@ -49,4 +50,34 @@ public interface SavingGoalService extends IService<SavingGoal> {
      * @param ids 删除id列表
      */
     void deleteSavingGoal(List<Long> ids);
+
+    /**
+     * 用户分页查询用户储值
+     *
+     * @param pageParams 分页查询条件
+     * @param dto        分页查询表单
+     * @return 分页返回结果
+     */
+    PageResult<SavingGoalVo> getUserSavingGoalList(Page<SavingGoal> pageParams, SavingGoalDto dto);
+
+    /**
+     * 用户添加储值
+     *
+     * @param dto 添加表单
+     */
+    void adduserSavingGoal(@Valid SavingGoalAddUserDto dto);
+
+    /**
+     * 用户更新储值
+     *
+     * @param dto 更新表单
+     */
+    void updateUserSavingGoal(SavingGoalUpdateDto dto);
+
+    /**
+     * 用户删除储值
+     *
+     * @param ids 删除列表
+     */
+    void deleteUserSavingGoal(List<Long> ids);
 }
diff --git a/service/src/main/java/cn/bunny/services/service/financial/impl/SavingGoalServiceImpl.java b/service/src/main/java/cn/bunny/services/service/financial/impl/SavingGoalServiceImpl.java
index 5cfc3ba..a6896e3 100644
--- a/service/src/main/java/cn/bunny/services/service/financial/impl/SavingGoalServiceImpl.java
+++ b/service/src/main/java/cn/bunny/services/service/financial/impl/SavingGoalServiceImpl.java
@@ -1,14 +1,19 @@
 package cn.bunny.services.service.financial.impl;
 
+import cn.bunny.common.service.context.BaseContext;
+import cn.bunny.common.service.exception.BunnyException;
 import cn.bunny.dao.dto.financial.savingGoal.SavingGoalDto;
 import cn.bunny.dao.dto.financial.savingGoal.admin.SavingGoalAddDto;
 import cn.bunny.dao.dto.financial.savingGoal.admin.SavingGoalUpdateDto;
+import cn.bunny.dao.dto.financial.savingGoal.user.SavingGoalAddUserDto;
 import cn.bunny.dao.entity.financial.SavingGoal;
 import cn.bunny.dao.pojo.result.PageResult;
+import cn.bunny.dao.pojo.result.ResultCodeEnum;
 import cn.bunny.dao.vo.financial.admin.SavingGoalVo;
 import cn.bunny.services.mapper.financial.SavingGoalMapper;
 import cn.bunny.services.service.financial.SavingGoalService;
 import com.baomidou.mybatisplus.core.metadata.IPage;
+import com.baomidou.mybatisplus.core.toolkit.Wrappers;
 import com.baomidou.mybatisplus.extension.plugins.pagination.Page;
 import com.baomidou.mybatisplus.extension.service.impl.ServiceImpl;
 import jakarta.validation.Valid;
@@ -82,4 +87,71 @@ public class SavingGoalServiceImpl extends ServiceImpl<SavingGoalMapper, SavingG
     public void deleteSavingGoal(List<Long> ids) {
         baseMapper.deleteBatchIdsWithPhysics(ids);
     }
+
+    /**
+     * 用户分页查询用户储值
+     *
+     * @param pageParams 分页查询条件
+     * @param dto        分页查询表单
+     * @return 分页返回结果
+     */
+    @Override
+    public PageResult<SavingGoalVo> getUserSavingGoalList(Page<SavingGoal> pageParams, SavingGoalDto dto) {
+        dto.setUserId(BaseContext.getUserId());
+        IPage<SavingGoalVo> page = baseMapper.selectListByPage(pageParams, dto);
+
+        return PageResult.<SavingGoalVo>builder()
+                .list(page.getRecords())
+                .pageNo(page.getCurrent())
+                .pageSize(page.getSize())
+                .total(page.getTotal())
+                .build();
+    }
+
+    /**
+     * 用户添加储值
+     *
+     * @param dto 添加表单
+     */
+    @Override
+    public void adduserSavingGoal(@Valid SavingGoalAddUserDto dto) {
+        // 保存数据
+        SavingGoal savingGoal = new SavingGoal();
+        BeanUtils.copyProperties(dto, savingGoal);
+
+        savingGoal.setUserId(BaseContext.getUserId());
+        save(savingGoal);
+    }
+
+    /**
+     * 用户更新储值
+     *
+     * @param dto 更新表单
+     */
+    @Override
+    public void updateUserSavingGoal(SavingGoalUpdateDto dto) {
+        // 更新内容
+        SavingGoal savingGoal = new SavingGoal();
+        BeanUtils.copyProperties(dto, savingGoal);
+
+        savingGoal.setUserId(BaseContext.getUserId());
+        updateById(savingGoal);
+    }
+
+    /**
+     * 用户删除储值
+     *
+     * @param ids 删除列表
+     */
+    @Override
+    public void deleteUserSavingGoal(List<Long> ids) {
+        // 判断删除的是否是自己的账单
+        List<SavingGoal> billList = list(Wrappers.<SavingGoal>lambdaQuery().in(SavingGoal::getId, ids))
+                .stream().filter(bill -> !bill.getUserId().equals(BaseContext.getUserId())).toList();
+        if (!billList.isEmpty()) {
+            throw new BunnyException(ResultCodeEnum.ILLEGAL_DATA_REQUEST);
+        }
+
+        baseMapper.deleteBatchIdsWithPhysics(ids);
+    }
 }